Compare Personal CD & IRA Accounts

Certificates of Deposit Traditional IRA Savings Account Traditional IRA Certificate of Deposit Roth IRA Savings Account Roth Certificate of Deposit Coverdell Education Certificate of Deposit
Minimum Balance $500 $100 $2,000 ($2,500 for 7 year terms) $100 $2,000 ($2,500 for 7 year terms) $2,000
Interest Earn interest Earn interest Earn interest Earn interest Earn interest Earn interest
and…
  • Terms available from 1 month to 7 years
  • Make deposits at your own pace (Subject to annual contri-bution limits)
  • $1000 catch-up contribution for IRA holders age 50 or over
  • Annual contribution amounts (subject to limits)
  • Terms available from 1 to 7 year
  • Make deposit at your own pace (Subject to annual contribution limits)
  • IRA holders age 50 or older eligible for catch-up contributions
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  • No required minimum distributions
  • Annual contribution amounts (subject to limitations)
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  •  No required minimum distributions
  • Terms available from 1 to 7 years
  • Terms available from 1 to 7 years
  • Make contributions (not to exceed $2000 annually) on behalf of a minor until the day before their 18th birthday (exception: beneficiaries with special needs)

Contact us today

Our Customer Service Center can be reached by emailing CustomerService@ImpressiaBank.bank or calling 1-888-982-4020 between the hours of 7:00 a.m. and 7:00 p.m., Monday through Friday and 8:00 a.m. to 3:00 p.m. on Saturday.

For 24/7 access to your Impressia Bank accounts, try ServiceCall. Simply dial 1-866-224-7314 to gain access to your account balance, information on checks or withdrawals, verify deposits, transfer funds, make loan payments or more.