Mortgages

Step by step mortgage guidance, so you feel right at home.

For many, buying a home is the single most significant financial step of a lifetime. Whether you’re a first time home buyer, moving on to a bigger home, or using your equity to refinance an existing home loan, we can help.

Conventional Mortgage

Buying a home? Our conventional mortgage features competitive rates and terms. We offer both fixed-rate and adjustable-rate mortgages to best meet your needs. Online prequalification and application coming soon!

First Responders Mortgage Program

Our First Responders Mortgage Program* is offered to Volunteer and Paid Firefighters, EMTs, Paramedics and Police Enforcement Officers towards the purchase or refinance of a single family home.

  • No application and processing fee
  • Offers a credit towards closing costs
  • Fixed-rate mortgage options

First Time Home Buyer

Our First Time Home Buyer* Mortgage Program offers competitive rates and a great mix of special services for those that qualify.

  • Low down payments
  • Waived processing fee

  • $100 deposited into a new Impressia Bank savings account

  • Full seller’s assist is permitted
  • No Private Mortgage Insurance (PMI) is required
  • Automatically prequalify for an Impressia Bank Credit Card

*A first time home buyer is defined as a borrower who has not been on a deed containing a dwelling in the past three years or who has not owned a home as a single person.

Construction Loans

If you’re looking to finance the construction of a new home or purchase a new home already under construction, we offer financial solutions designed specifically for this purpose.

We also offer several other borrowing options from which to choose.

  • Minimum down payment

  • One-time closing option

  • No PMI option

  • Fixed rate or variable rate conventional mortgages

*All loans are subject to approval. Some fees may apply.

Additional Mortgage Information

Impressia Bank takes pride in the experience and expertise of our mortgage lenders.  The Nationwide Mortgage Licensing System Registry gives you access to a free service to confirm that the mortgage company or mortgage professional employed by us is authorized and licensed to conduct mortgage business. Access this information by clicking here.  NMLS#410748

Impressia Bank appreciates the opportunity to be your financial partner.

You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-567-8688. For more information, click here.

Contact us today

Our Customer Service Center can be reached by emailing CustomerService@ImpressiaBank.bank or calling 1-888-982-4020 between the hours of 7:00 a.m. and 7:00 p.m., Monday through Friday and 8:00 a.m. to 3:00 p.m. on Saturday.

For 24/7 access to your Impressia Bank accounts, try ServiceCall. Simply dial 1-866-224-7314 to gain access to your account balance, information on checks or withdrawals, verify deposits, transfer funds, make loan payments or more.