Home Equity

You’ve got big plans. We’ll help make sure you have the money you need for them.

Now may be a great time to consider turning your home’s equity into cash in order to consolidate debt, pay for college, take a vacation, or build that addition you’ve been dreaming about.

Home Equity Loans

Through a home equity loan, you can use the equity in your home to borrow money for improvements, add an addition, vacation or college expensive, just to name a few. This works by using your home as collateral.

  • Can be used to transform the equity in your home into cash to use for a variety of purposes, including necessary home repairs, remodeling, college expenses, and more.
  • Monthly payments can be deducted automatically from your Impressia Bank checking account at a reduced interest rate, saving you time and money and making payments easy.
  • The interest rate may be lower than other lines of credit since the line is secured.

*Certain geographic restrictions apply on this type of loan.

Home Equity Line of Credit

You can use Home Equity Line of Credit (HELOC) like a traditional line of credit, and only pay interest on the portion you borrow. Plus, you have the option to lock in a portion of your line of credit and pay it off with fixed monthly payments.

  • A revolving line of credit based on the equity you have built up in your home
  • Interest is charged only on the funds used
  • Monthly payments can be deducted automatically from a Impressia Bank checking account at a reduced interest rate, saving you time and money and making payments easy.
  • The interest rate may be lower than other lines of credit since the line is secured.

Additional Mortgage Information

Impressia Bank takes pride in the experience and expertise of our mortgage lenders.  The Nationwide Mortgage Licensing System Registry gives you access to a free service to confirm that the mortgage company or mortgage professional employed by us is authorized and licensed to conduct mortgage business. Access this information by clicking here.  NMLS#410748

Impressia Bank appreciates the opportunity to be your financial partner.

You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-567-8688. For more information, click here.

Contact us today

Our Customer Service Center can be reached by emailing CustomerService@ImpressiaBank.bank or calling 1-888-982-4020 between the hours of 7:00 a.m. and 7:00 p.m., Monday through Friday and 8:00 a.m. to 3:00 p.m. on Saturday.

For 24/7 access to your Impressia Bank accounts, try ServiceCall. Simply dial 1-866-224-7314 to gain access to your account balance, information on checks or withdrawals, verify deposits, transfer funds, make loan payments or more.