Compare Business Checking Accounts

Small Business Checking Business/Non-Profit Interest Checking Public Funds Interest Checking Custom Business Checking
Minimum balance None $10,000 daily balance $5,000 daily balance None
Service charges None $10 monthly if minimum balance is not maintained $10 monthly if minimum balance is not maintained Customized fixed monthly fee
Minimum balance to earn interest N/A N/A $1 N/A
Interest N/A 2.00% APY* 0.10% APY* N/A
Tiered balances N/A
  • $0.01 – 49,999.99
  • $50,000+
 N/A N/A
Transactions per month <=200 <=200 <=100 Unlimited
Interest paid N/A Interest compounded & credited on monthly basis Interest compounded & credited on monthly basis N/A
Per transaction charges >200; $0.25 each >200; $0.25 each >100; $0.25 each N/A
Open amount $50 $50 $50 $50
Deposits and withdrawals Up to 200/statement cycle Up to 200/statement cycle Up to 100/statement cycle Unlimited
Business debit card Up to 5; No annual fee Up to 5; No annual fee Up to 5; No annual fee N/A
Business eBanking FREE Standard eBanking Enhanced or full-service eBanking available for a low monthly fee Enhanced or full-service eBanking available for a low monthly fee Enhanced or full-service eBanking available for a low monthly fee
Business ePay No cost No cost No cost No cost
Open Online N/A N/A

Minimum Balance: None
Service Charges: None
Minimum balance to earn interest: N/A
Interest: N/A
Tiered balances: N/A
Transactions Per Month: <=200 Interest Paid: N/A Per transaction charges: >200; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 200/statement cycle
Business debit card: Up to 5; No annual fee
Business eBanking: FREE Standard eBanking
Business ePay: No cost
Open Online:

Minimum Balance: $10,000 daily balance
Service Charges: $10 monthly if minimum balance is not maintained
Minimum balance to earn interest: N/A
Interest: 2.00% APY*
Tiered balances:
$0.01 – 49,999.99
$50,000+
Transactions Per Month: <=200 Interest Paid: Interest compounded & credited on monthly basis Per transaction charges: >200; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 200/statement cycle
Business debit card: Up to 5; No annual fee
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business ePay: No cost
Open Online:

Minimum Balance: $5,000 daily balance
Service Charges: $10 monthly if minimum balance is not maintained
Minimum balance to earn interest: $1
Interest: 0.10% APY*
Tiered balances: N/A
Transactions Per Month: <=100 Interest Paid: Interest compounded & credited on monthly basis Per transaction charges: >100; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 100/statement cycle
Business debit card: Up to 5; No annual fee
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business ePay: No cost
Open Online: N/A

Minimum Balance: None
Service Charges: Customized fixed monthly fee
Minimum balance to earn interest: N/A
Interest: N/A
Tiered balances: N/A
Transactions Per Month: Unlimited
Interest Paid: N/A
Per transaction charges: N/A
Open amount: $50
Deposits and withdrawals: Unlimited
Business debit card: N/A
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business ePay: No cost
Open Online: N/A

*Annual Percentage Yield (APY) is accurate as of February 9, 2024 and is subject to change after account opening. Standard rates apply.

No cost cash or coin deposits
Up to 5 Business debit cards + No annual fee
eStatements available within eBanking
Overdraft protection available (if qualify)

Contact us today

Our Customer Service Center can be reached by emailing CustomerService@ImpressiaBank.bank or calling 1-888-982-4020 between the hours of 7:00 a.m. and 7:00 p.m., Monday through Friday and 8:00 a.m. to 3:00 p.m. on Saturday.

For 24/7 access to your Impressia Bank accounts, try ServiceCall. Simply dial 1-866-224-7314 to gain access to your account balance, information on checks or withdrawals, verify deposits, transfer funds, make loan payments or more.