Compare Business Checking Accounts

 

  Small Business Checking Business/Non-Profit Interest Checking Public Funds Interest Checking Custom Business Checking
Minimum balance None $10,000 daily balance $5,000 daily balance None
Service charges None $10 monthly if minimum balance is not maintained $10 monthly if minimum balance is not maintained Customized fixed monthly fee
Minimum balance to earn interest N/A N/A $1 N/A
Interest N/A 2.00% APY* 0.10% APY* N/A
Tiered balances N/A
  • $0.01 – 49,999.99
  • $50,000+
 N/A N/A
Transactions per month <=200 <=200 <=100 Unlimited
Interest paid N/A Interest compounded & credited on monthly basis Interest compounded & credited on monthly basis N/A
Per transaction charges >200; $0.25 each >200; $0.25 each >100; $0.25 each N/A
Open amount $50 $50 $50 $50
Deposits and withdrawals Up to 200/statement cycle Up to 200/statement cycle Up to 100/statement cycle Unlimited
Business debit card No annual fee No annual fee No annual fee N/A
Business eBanking FREE Standard eBanking Enhanced or full-service eBanking available for a low monthly fee Enhanced or full-service eBanking available for a low monthly fee Enhanced or full-service eBanking available for a low monthly fee
Business ePay No cost No cost No cost No cost
Open Online N/A N/A

Minimum Balance: None
Service Charges: None
Minimum balance to earn interest: N/A
Interest: N/A
Tiered balances: N/A
Transactions Per Month: <=200 Interest Paid: N/A Per transaction charges: >200; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 200/statement cycle
Business debit card: No annual fee
Business eBanking: FREE Standard eBanking
Business ePay: No cost
Open Online:

Minimum Balance: $10,000 daily balance
Service Charges: $10 monthly if minimum balance is not maintained
Minimum balance to earn interest: N/A
Interest: 2.00% APY*
Tiered balances:
$0.01 – 49,999.99
$50,000+
Transactions Per Month: <=200 Interest Paid: Interest compounded & credited on monthly basis Per transaction charges: >200; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 200/statement cycle
Business debit card: No annual fee
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business ePay: No cost
Open Online:

Minimum Balance: $5,000 daily balance
Service Charges: $10 monthly if minimum balance is not maintained
Minimum balance to earn interest: $1
Interest: 0.10% APY*
Tiered balances: N/A
Transactions Per Month: <=100 Interest Paid: Interest compounded & credited on monthly basis Per transaction charges: >100; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 100/statement cycle
Business debit card: No annual fee
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business ePay: No cost
Open Online: N/A

Minimum Balance: None
Service Charges: Customized fixed monthly fee
Minimum balance to earn interest: N/A
Interest: N/A
Tiered balances: N/A
Transactions Per Month: Unlimited
Interest Paid: N/A
Per transaction charges: N/A
Open amount: $50
Deposits and withdrawals: Unlimited
Business debit card: N/A
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business ePay: No cost
Open Online: N/A

*Annual Percentage Yield (APY) is accurate as of February 9, 2024 and is subject to change after account opening. Standard rates apply.

No cost cash or coin deposits
Business debit cards with no annual fee
eStatements available within eBanking
Overdraft protection available (if qualify)

Contact us today

Our Customer Service Center can be reached by emailing CustomerService@ImpressiaBank.bank or calling 1-888-982-4020 between the hours of 7:00 a.m. and 7:00 p.m., Monday through Friday and 8:00 a.m. to 3:00 p.m. on Saturday.

For 24/7 access to your Impressia Bank accounts, try ServiceCall. Simply dial 1-866-224-7314 to gain access to your account balance, information on checks or withdrawals, verify deposits, transfer funds, make loan payments or more.